body {margin:0px; padding:0px;}
.bg1{ margin:0px; padding:0px; background:url(gifs/bg1.jpg) no-repeat;}
.nvhead{ margin:0px; padding:0px 0px 0 35px; background:url(gifs/hdbg.gif) no-repeat right; font-family:"Times New Roman", Times, serif; font-size:19px; font-weight:normal;line-height:35px;color:#1b77bb; height:35px;}
.list{ margin:0px; padding:0px; background:url(gifs/nav-bg.jpg) repeat-y;}
.list ul {margin:0px; padding:0px;}
.list ul li {margin:0px 4px 0 30px; padding:0px 0px 0px 40px; background:url(gifs/listbg.jpg) repeat-x bottom; font-family:Arial, Helvetica, sans-serif; font-size:12px; line-height:32px;list-style:none; color:#0579e7; text-align:justify;}
h1 {margin:0px; padding:0px; font-family:"Arial"; font-size:19px; font-weight:normal;line-height:28px;color:#013b5a;}
.text1 {margin:0px; padding:0px 8px 0px 22px; font-family:"verdana"; font-size:11px; font-weight:normal;line-height:21px;color:#013b5a; line-height:17px; text-align:justify;}
h2 {margin:0px 8px 0px 32px; padding:0px; font-family:"Times New Roman", Times, serif; font-size:18px; font-weight:normal;line-height:21px;color:#5bbdf2; line-height:31px; text-align:justify; background:url(gifs/punchbg.jpg) repeat-x bottom;}
h3{margin:0px; padding:0px; font-family:"Arial"; font-size:13px; font-weight:bold;line-height:21px;color:#5bbdf2; line-height:21px; text-align:justify;text-decoration:none;}
h3 a { color:#5bbdf2; text-decoration:none;}
h3 a:hover { color:#5bbdf2; text-decoration:none;}

.text2 {margin:0px; padding:8px 1px 0px 2px; font-family:"verdana"; font-size:11px; font-weight:normal;line-height:14px;color:#013b5a; line-height:17px; text-align:justify;}
.text2 a { color:#013b5a; text-decoration:none;}
.text2 a:hover { color:#cccccc; text-decoration:none;}

.text4 {margin:0px; padding:8px 1px 0px 2px; font-family:"verdana"; font-size:11px; font-weight:normal;line-height:14px;color:#013b5a; line-height:17px; text-align:justify;}
.text4 a { color:#013b5a; text-decoration: underline;}
.text4 a:hover { color: #000000; text-decoration: underline;}

.bredcum { margin:0px; padding:0px 8px 0px 25px; font-family:Arial, Helvetica, sans-serif; font-size:11px; line-height:21px;}
.bredcum a { color:#0000CC; text-decoration:none;}
.bredcum a:hover { color:#FFFFFF; text-decoration:underline;}

.text3 {margin:0px; padding:8px 10px 0px 10px; font-family:"verdana"; font-size:11px; font-weight:normal;line-height:14px;color:#013b5a; line-height:17px; text-align:justify;}

.border { border-bottom:solid 1px #d5edf8;}

.footer { padding:7px 0 7px 0;font-family:Arial, Helvetica, sans-serif; font-size:11px; line-height:17px; text-align:center;color:#000000;}
.footer a { color:#000000; text-decoration:none; font-weight:bold;}
.footer a:hover { color:#000000; text-decoration:underline;font-weight:bold;}










.urbangreymenu{
width: 274px;background:url(gifs/nav-bg.jpg) repeat-y; /*width of menu*/
}

.urbangreymenu .headerbar{
font: bold 11px Verdana;
color: white;
background:url(gifs/nav-bg.jpg) repeat-y; /*last 2 values are the x and y coordinates of bullet image*/
margin-bottom: 0; /*bottom spacing between header and rest of content*/
text-transform: uppercase;
text-align:left;
padding: 7px 0 7px 30px; /*31px is left indentation of header text*/
}

.urbangreymenu .headerbar a{
text-decoration: none;
color: #013b5a;
display: block;
}

.urbangreymenu ul{
list-style-type: none;
margin: 0;
padding: 0;
margin-bottom: 0; display: block;/*bottom spacing between each UL and rest of content*/
}
h3 a{ text-decoration:none;}
h3 a{ text-decoration:underline;}


.urbangreymenu ul li{
margin:0px 4px 0 10px; padding:0px 0px 0px 18px; background:url(gifs/listbg.jpg) repeat-x bottom; font-family:Arial, Helvetica, sans-serif; font-size:12px; line-height:19px;list-style:none; color:#0579e7; text-align:justify; /*bottom spacing between menu items*/
}

.urbangreymenu ul li a{
font: normal 12px Arial;
color:#0579e7;
display: block;
padding: 5px 0 0 5px;
line-height: 25px;
text-decoration: none;
}

.urbangreymenu ul li a:visited{
color: #0579e7;
}

.urbangreymenu ul li a:hover{ /*hover state CSS*/
color: white;
background: #0579e7;

}

.headerbar{ margin:0px; padding:0px 20px 0px 0px; width:242px;}
.headerbar a{}
.headerbar a:hover{color:#5bbdf2;}
.itelic{font-family:Arial, Helvetica, sans-serif; font-size:12px; font-style:italic; padding-left:5px;>